Nigeria’s payment infrastructure company Remita has entered the consumer fintech market with the launch of a new mobile super app designed to bring banking, investing, payments, and financial management tools into one platform.
The company unveiled the app on September 22, 2026, during Nigeria Fintech Week at the National Theatre in Lagos, marking a shift from its long-standing focus on enterprise and government payment systems to everyday consumer financial services.
Remita launches consumer super app
The new Remita app allows users to connect accounts from multiple banks, view their finances in one place, send money, invest in shares, access loans and manage recurring payments through a single interface.
According to Remita Managing Director, DeRemi Atanda, the launch represents the company’s move into the consumer and retail market after two decades of building payment infrastructure for organizations.
“For the first time at scale, what organisations or enterprises experience, being able to see all your bank accounts on a single app, that’s the first thing,” Atanda said at the launch.
The app enables users to monitor accounts across different financial institutions, giving individuals a consolidated view of their finances without switching between multiple banking applications.
Beyond account management, the platform includes international transfers through the Pan African Payment and Settlement System (PAPSS), allowing users to send money to other African countries directly from their local bank accounts.
Read also: Nigeria’s fintech war moves beyond payments as startups fight for customer deposits
Why Remita’s consumer app matters
The launch places Remita among African fintech companies expanding beyond payments into broader financial services.
The app enters sectors including fintech, digital banking, payments, lending and personal finance management, reflecting a wider trend across Africa where technology companies are building platforms that combine multiple financial services in one experience.
The platform also introduces investment options, including stock and share investments, as well as a loan marketplace that allows users to compare lending offers from different providers.
Remita said the app uses existing identity systems such as Nigeria’s Bank Verification Number (BVN) and National Identification Number (NIN) infrastructure to support access to credit services.
The company also highlighted features such as budgeting tools, expense tracking, recurring payments, savings automation, bill payments, airtime and data purchases, electricity payments, ticketing services and cable TV payments.
From enterprise payments to consumer finance
For more than 20 years, Remita has operated primarily as a payment infrastructure provider for businesses and government institutions.
The company says it processes more than ₦100 trillion annually through its payment rails, supporting large-scale transactions behind the scenes.
With the consumer app, Remita is bringing some of that infrastructure directly to individuals while maintaining that the platform is designed to complement existing banks rather than replace them.
The company said the app’s goal is to give users a broader view of their finances and more control over financial activities from one place.
Read also: Moniepoint phases out MonieWorld as fintech giant refocuses on African markets
What to watch next
The next phase for Remita will be consumer adoption and the rollout of additional features as the platform grows.
The company said the app had already gained thousands of early users during a beta phase before the public launch and expects adoption to increase around features such as African cross-border payments, credit access and financial management tools.
The move also signals continued competition in Africa’s fintech market as payment companies expand into banking, lending, investments and other digital financial services.
Founders and investors will be watching how traditional payment infrastructure companies transition into consumer-facing platforms and whether users adopt all-in-one financial apps as a daily tool.
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