Is “banking the unbanked” a cliché, or should Africa expect better?
For more than a decade, “banking the unbanked” has been one of the most repeated promises in African finance. It has appeared in fintech pitch decks, banking strategies, development programs, government policies, and investor presentations. The phrase once captured a genuine structural challenge. Millions of Africans lived far from bank
Why Africa’s GDP growth doesn’t translate into jobs
Across Africa, a confusing economic reality is unfolding. Many countries are recording positive GDP growth, attracting foreign investment, expanding digital economies, and launching ambitious industrial policies. Yet for millions of Africans entering the workforce every year, the economic progress visible in national statistics does not always translate into stable jobs,
Why “Made in Aba” is still limited globally and what must change
Aba does not have a production problem. The southeastern Nigerian city has spent decades manufacturing shoes, garments, bags, belts and other consumer goods at a scale that has earned it comparisons with some of Asia’s busiest industrial clusters. What Aba has is a conversion problem. It has struggled to convert
Why Africa’s economy is growing but still struggling
Africa’s economy is expanding again. The numbers are strong enough to attract global attention, restore investor interest, and strengthen the argument that the continent will become one of the most important growth markets of the next decade. Yet the economic experience on the ground tells a more complicated story. The
The real impact of AfCFTA on small businesses
Africa’s free trade dream is entering a more serious phase. For years, the African Continental Free Trade Area was discussed as a grand political promise: one market, lower tariffs, freer movement of goods, and a bigger continental economy. But the real test is now moving from speeches to systems. The
African startups need data about African markets
For years, Africa’s startup story was built around one powerful idea: the continent’s problems represented some of the world’s biggest business opportunities. Investors saw a young population, rising smartphone adoption, expanding digital payments, and millions of underserved consumers. Entrepreneurs responded by building solutions in fintech, agriculture, healthcare, logistics, energy, and
Nigeria fintech H1 2026 report: The fintech market is moving beyond payments
Nigeria’s fintech story is entering a new phase. For years, the country’s startup ecosystem was defined by one big question: how fast could digital payments grow? That question has now been answered. Nigerians are using transfers, wallets, PoS terminals, merchant tools, and digital banking products at a massive scale. The
Why infrastructure still defines startup success in Africa
Africa’s startup story is often told through pitch decks, mobile apps, founder ambition and venture capital headlines. But the harder truth sits underneath the software. In African markets, infrastructure still decides who scales, who survives, and who quietly disappears after a promising launch. The latest funding cycle makes that clear.
The hidden economy driving Africa’s middle-class expansion
Africa’s middle class is often described through shopping malls, apartment blocks, ride-hailing apps, smartphones, private schools and supermarket shelves. But the real engine behind it is less polished and far more powerful. It sits in market stalls, roadside shops, mobile money wallets, informal logistics networks, diaspora transfers, social commerce pages,
Why most media brands fail in Africa, and what entrepreneurs need to know
Africa does not have a content problem. It has a media business model problem. Every year, new digital publishers, creator-led newsrooms, lifestyle platforms, business newsletters, podcasts, YouTube channels, and social-first media brands enter the market with confidence. Many start with sharp branding, energetic founders, and a clear sense that Africa’s





